https://www.africanbank.co.za/StaticAbilWeb/products/personal_loans/short_term_personal_loans.html | African Bank handles personal loans the way all banks should: By giving customers the choice of when to start paying for their new personal loan - this month or the next. Apart from this, interest rates at African Bank are also very competitive meaning there is no reason why you can’t start living the life you want to now. All of the above applies to their short term loans, so if there’s an emergency that needs to be taken care of, African Bank is here to help you.