Derivatives are futures and options…and they’re so versatile – they can work for both Johnny Danger AND Nervous Nelly. Intrigued? Here’s more … Johnny Danger investors use derivatives for their leverage. Because derivative prices are volatile, Johnny can lose a lot of money or make a lot of money this way, very quickly. Nervous Nelly investors can use derivatives in a totally different way: To “protect” their portfolios from falling prices, lock in a great purchase price, or, for immediate income. Instant gratification. But with derivatives, it’s all about timing…making it ideal for those of you glued to the ticker making day-to-day trading decisions…not the buy-and-hold types.