Conventional home loans are a popular choice for homebuyers in Paramus, offering competitive interest rates and flexible terms. Unlike government-backed loans, conventional mortgages have stricter credit and income requirements but often provide lower interest rates for well-qualified borrowers. This guide explores the pros and cons of conventional loans, how they differ from FHA and VA loans, and what it takes to qualify. We'll also discuss loan limits, down payment options, and tips for securing the best rates. Whether you're buying your first home or refinancing, learn how a conventional loan can work for you in Paramus, NJ.